PEMILIHAN INVESTASI KELUARGA UNTUK MENINGKATKAN EKONOMI KELUARGA KECIL DAN MENENGAH DENGAN MENGGUNAKAN AHP

Misbahul Munir

Abstract


Financial management has an important role in a small family. Many mistakes made in the conduct of investment by a family, it rose doubts in investing. It is necessary to understand to many criterias, so it can be determined the type of investment that appropriate with the family financial conditions. The method used in this research is the Analytic Hierarchy Process (AHP). AHP is used in order to reduce subjectivity of decision-makers. The alternatives in this study are Savings, Gold Investment, Stocks, Insurance, and Property. To optimize the family's investment, it is necessary to make a ranking priority. The ranking was based on five criterias: Economic of Family, Benefit Investment, Operational, Legal, and Syariah Aspect. Based on the alternatives and criteria and also sub-criteria, the decision of hierarchical model were created. According to experts, the comparison between four criterias and sub-criterias were assessed. The comparison was then tested for consistency. Data were processed using Expert Choice software version 11. The final result is priority ranking of the purchasing property investment with a weight point of 0,313.

Keywords


AHP, Family Investment, Financial Management

Full Text:

PDF

References


Endria, R. D. dan Laila, N. 2016. Pengelolaan Keuangan Keluarga Secara Islam pada keluarga Muslim Etnis Padang dan Makassar di Surabaya. Jurnal Ekonomi Syariat Teori dan Terapan Vol. 3 No.7 Juli 2016. ISSN: 549-560. Surabaya.

Gorman, Tom. 2009. The Complete Ideal’s Guide: Economics. Alih Bahasa Arif Rakhman, Prenada, Jakarta.

Hakim, F. A., Sunarti, E. dan Herawati, T. 2014. Manajemen Keuangan dan Kepuasan Keuangan Istri pada Keluarga dengan Suami istri Bekerja. Jur.Ilm.Kel. dan Kons. September 2014, p’ 174-182. ISSN’ 1907-6037. IPB Bogor.

Hamidah, Choirul. 2016. Peran Keluarga Tenaga Kerja Indonesia di Ponorogo dalam Menentukan Pengeluaran Konsumsi dan Investasi. Jurnal Ekuilibrium, Volume 11, Nomor 1, Maret 2016. Universitas Muhammadiyah Ponorogo.

Makkasau, Kasman. 2012. Penggunaan Metode Analytic Hierarchy Process (AHP) dalam Penentuan Prioritas Program Kesehatan (Studi Kasus Program Promosi Kesehatan). Dinas Kesehatan Kota Ternate Provinsi Maluku Utara, J@TI Undip, Vol VII, No 2, Mei 2012. Semarang.

Puspharini, L.A, dan Hidayati Cholis. 2016. Perencanaan Keuangan Keluarga Melalui Optimalisasi Komposisi Investasi pada Tabungan, Asuransi dan Reksadana Berdasar Prioritas Tujuan. Jurnal Ekonomi Akuntansi, Hal 52-66. Fakultas Ekonomi UNTAG Surabaya.

Saaty, T.L. 2008. The Analytic Hierarchy and Analytic Network Measurement Processes: Applications to Decisions under Risk. European Journal of Pure and Applied Mathematics. Vol.1, No. 1. University of Pittsburgh, Pittsburgh, PA 15260, USA.

Subiaktono. 2013. Pengaruh Personality Traits terhadap Perencanaan Keuangan Keluarga. Jurnal Dinamika Manajemen. Vol 4, No 2, Universitas Semarang.

Suhartini, D, dan Renata, J, A. (2007). Pengelolaan Keuangan Keluarga Pedagang Etnis Cina. Jurnal Riset Ekonomi dan Bisnis Vol. 7 no. 2 September 2007. UPN “Veteran” Surabaya.

Yulianti, Norma dan Silvy Meliza. 2013. Sikap Pengelola Keuangan dan Perilaku Perencanaan Investasi Keluarga di Surabaya. Journal of Business and Banking Vol. 3 No 1, Mei.






__________________________________________________________________________________________________________________________

Journal of Research and Technology by Jurnal Teknik Unusida is licensed under a Creative Commons Attribution 4.0 International License. Based on a work at http://journal.unusida.ac.id. E-ISSN: 2477 - 6165, P-ISSN: 2460 - 5972

Sponsored by:     Creative Commons License